Tuesday, August 26, 2008

Notice Given

We gave notice in this place today so we are another step closer to moving to our own place.

Saturday, August 23, 2008

And So It Begins

Well now that we are officially on track to the house, we have to start packing eeeek. I put some manchester in a bag today so I guess that counts as making a start. We also went to Bunnings and they were giving away a heap of boxes so we grabbed about 5 of them and may still go back.

So with less than 4 weeks to go we better start getting organised, sigh, I hate moving.

Tuesday, August 19, 2008

I Wish I Were Joking

Ok, so you know you have got a great deal on a house when there are no comparable sales, anything like our house has been selling for much more, hence nothing comparable, seems simple right? Well not according to the Lenders Mortgage Insurance company, because there are no "comparable sales" they will only lend 90%, never mind that the reason there is noting comparable is because we have got a fantastic bargin, nothing comparable to them means no 95% lend. I am so blown away by the whole lack of logic behind this argument I don't really know what else to say.

We are still going ahead but it has just become an even tighter race against time and finances. Like I said I wish I were joking.

Thursday, August 14, 2008

Life Wasn't Meant To Be Easy

Ok I knew the buying of the house was going too smoothly. We are still waiting for our full finance approval, I was expecting the phone call last Friday, instead we got a call asking for more income information, updated pay slips etc. So we did that, Monday night I got a phone call, the bank can't confirm my employment because HR won't release the information without my written consent. I have no idea where they even got the number for HR I gave them my manager's name and number, they ring my manager but she couldn't take the call, the next day she spends hours trying to call the number that was left, where no body answers. Finally get her to make contact with someone on a different number yesterday. Phone goes today, I was sure this was it. No due to laziness of valuer, who claimed that there was not enough comparable sales data to include in the report LMI company will only approve a 90% lend. So our mortgage broker is trying to round up the data to support the purchase price of the house so we can get 95%. Unbelievable! I am starting to get a wee bit stressed, we have extended the finance clause 3 times now, once was the vendors solicitors fault and the rest from our side. I can't give notice here or pack a box until I know for sure we can move, so frustrating. So like my manager claims she is doing can you send some positive affirmations out into the universe for us, please.

Wednesday, August 6, 2008

I'm Not Packed

Its retreat time again in 2 days and I'm not packed eeeek. I have printed photos, but I'm not finished, my PJs are in the washer, but nothing is in my bag and I haven't packed any scrappy stuff yet. So I need to put this laptop down and get on with it. I took tomorrow off work so I could have more time to get ready but that is quickly filling up with other things that need doing, I catch a train at 7:30pm tomorrow to head to my bestie's place in Sunbury, then our flight to Sydney leaves at 9:45am (I think) on Friday again I say eeeek. Ok I am going, I am going.

Friday, August 1, 2008

Looking For Some Inspiration

Then pop on over to Scrap Therapy its Cyber Crop weekend. Plenty of challenges and games to be had. The theme this weekend is "Everything Old is New Again".